Archive for December, 2011

10 Step Program to Allergy Recovery

December 28th, 2011

10 Step Program To Allergy Recovery

Most people spend approximately 86% (more or less) of their lives indoors. Some are more fortunate, and have jobs that take them outdoors in the open air. Individuals who spend a lot of time indoors risk being exposed to chemical and biological contaminants in this environment. Some of these contaminants can be carcinogens. Being exposed to these agents may influence the risk of developing respiratory problems such as asthma or allergies. There are more serious things that can be contacted such as lung cancer from exposure to Radon or Smoking. This article is not going to cover this topic, but focus on Allergies and Asthma Symptoms.

There is a lot of conflicting data concerning allergens and it seems no one can agree on the causes only
what drug to give the person for the symptoms. Just watch the commercials on TV, there seems to be a new drug everyday to fix your symptoms. Its funny, no one says anything in these commercials about fixing what causes the problem.

From my experience on dealing with individuals with Asthma and Allergies, the most common problem is exposure to simple allergens in the home. Examples would be cats, dogs and dust mites in the home. Let’s not forget about birds either. It seems most individuals start to get better after removing pets from the house under a strict protocol of cleanliness of the home. I will list them in the order of doing this.

I call this the 10 Step Program To Allergy Recovery.

1. Remove the pets from the living area.

2. Remove the pet contaminated carpet from the home.

3. HEPA Vacuum the entire house, especially the areas that were occupied by the pet.

4. Wash the walls and floors with TSP or Trisodium Phosphate. This is a non-toxic cleaner that painters use to remove oils from walls before painting. Do not use the liquid type, use the bag type that is mixed on site. Be sure to test the surface to see if it is compatible with TSP before using the product. Rinse the walls after use with clean water.

5. Repaint all indoor walls of the house using a non-toxic paint that the allergic individual is not allergic to. Do not use any form of oil based paint indoors where the allergic individual will reside. Why paint you ask, to help seal the walls from odors from the pets. Several manufacturers offer low VOC paints or no VOC paints. They are Sherwin Williams, Dulux Paint, Porter Paint, Benjamin Moore and Mystic Paint. Be sure the individual is not allergic to the paint being used. I personally use Delux’s “Lifemaster 2000″ paint, but cannot use Benjamin Moore or Sherwin Williams. Everyone is different.

6. Flooring should be tile, marble or terrazzo only. Wood is Ok but not recommended because the dust mites love the dark, damp areas under the wooden floors at ground level, second story wood floor is ok. It has to be sealed on the surface and in all the joints. Wood has to butt up against the drywall with a baseboard over it.

7. No drapes or dust dust catchers in the home.

8. Home must be cleaned once a week using a HEPA rated vacuum cleaner.

9. No one in the home can smoke. If someone does, they can not get near the allergic individual because of the smoke residue in the hair and clothes of the smoker.

10. Have your home tested for Radon, Allergens and Mold after all the work is complete to verify you have done the work right. Most individuals forget to do this most important part of verifying that the work was done right.

The first thing you probably said after reading these steps is, not me, this is too much. Well, guess what, the allergic individual will not begin to get better unless they begin the recovery process. In the end, if this does not work, you will have figure out what else they are allergic to. There are lots of items in todays’ homes that they can be allergic to.

In conclusion, most homeowners can improve the air quality in their homes, often with relatively simple measures, which should provide health benefits immediately.

The first is keeping their homes clean. Dust is the number one cause of allergies from my experience. Check your own home out now, go pull out the couch or end table, look behind it and guess what you find. Dust that has been sitting there for 6 months or longer.

Most individuals do not clean very well due to work schedules or obligations. They also hire incompetent cleaning services that do a mediocre job of cleaning. If it is going to get done right, do it yourself, its your health. Also, before doing any of these steps, check with your Doctor to see if it is alright to use this program.

Ten Ways to Get Off the Investment Roller Coaster

December 20th, 2011

Remember your first ride on an amusement park roller coaster? I will never forget mine. The painfully slow climb, the anxiety-building wait at the top and the inevitable terrifying plunge into the abyss. The exhilarating speed and the unexpected turns that flung me headlong into that black tunnel of unknown length was the worst part. The rushing highs and lows, the fun, the fear and the panic, all of these emotions are all created by a complex structure under the control of someone else.

Today’s stock market is a lot like that roller coaster ride, the same ups and downs, the same terror. The difference is the stock market ride never ends and the stakes are far greater. Many retirees have lost a portion of their retirement savings in the stock market during the past few years. In the aftermath of September 11, many took a swift ride they’ll never forget and for some, may never recover from. We all remember the Fed’s eleven interest rate cuts in 2002, which reduced some retiree’s incomes by as much as 90 percent. Interest rates on savings and CD accounts have never been lower.

The good news is it’s possible to get off that financial roller coaster and enjoy the confidence that comes from stepping back onto solid financial ground. It’s not difficult and it’s a lot less risky than staying in the “you never know” stock market game. Here are my ten simple steps for getting off that rollercoaster quickly and regaining control of your financial future:

1. Assess your situation. What are your assets? Gather all your financial documents including: your stock certificates, bank statements, brokerage statements, tax returns, social security information and insurance statements and documentation on all other assets you may have. Look at them collectively and re-acquaint yourself with your portfolio. Make a list of each asset.

2. Evaluate your investments. Review and determine the true rate of return on each investment in your portfolio. On your list, rate the return for each asset as high, medium or low.

3. Determine your state of risk. Review how risky your investments are. What percentage of your overall savings is in conservative investments and what percentage is at risk? On your list, rate the risk factor for each asset as high, medium or low.

4. Review your needs. Are you already retired, close to it or far away? Do you have sufficient monthly income? Have you estimated what it needs to be? Consider the pros and cons of each investment on your list. Are your investments in line with your financial needs and objectives? Rate each asset as yes or no.

5. Investigate alternatives. Investigate other investments that would better support your financial goals and help provide the security you need. If your portfolio over-emphasizes high risk investments, consider balancing it with conservative alternatives.

6. Reallocate. If you find better options, then act. Don’t be afraid to make adjustments or modifications to your portfolio. Remember, it’s your money.

7. Establish or update your estate plan. If you have an estate plan, review and update it. If you don’t, then evaluate your need for one. Anyone with any assets should protect them through an estate plan. Don’t put this off!

8. Activate your estate plan. Ensure you have the proper estate planning tools in place and utilize them. Your assets should be protected from probate taxes, estate taxes and other taxes that can reduce their value.

9. Remain “savvy” and avoid scams. The fact is financial scammers are everywhere. Unfortunately, they particularly prey on retirees. Remember the following points whenever approached: Reputable financial firms don’t solicit you about moving your money. Companies should always have available references. Banks don’t send representatives door-to-door. Credible financial professionals have no vested interest in a particular product. And if it sounds too good to be true — IT IS!

10. Check in regularly with a financial advisor you trust. Review your portfolio with your financial advisor at least once or twice a year. There are some worthy investments out there, and you don’t want to be the last one to hear about them!

The worse move you can make is to wait. The stock market roller coaster is unpredictable. Yes, it will go up and come down, but no one knows when. If you’re like most retirees, you don’t have the time or money to make that gamble. Retirement is about enjoying life and spending time with friends and family. Besides, the only roller coasters you should be on are the ones at Disneyland.

Toxins in the Home

December 18th, 2011

The Consumer Federation of America cites indoor air pollution as a major health problem, and the EPA ranks it among the top five environmental risks to public health. The place that we want to feel the most secure can make you ill and at the very worse can cause a life threating disease. The EPA has identified over 3,000 sub­stances in indoor air that are poten­tial heath hazards. Lead paint, radon gas, asbestos, formaldehyde, and carbon monoxide are the major contributors to indoor air pollution. According to the EPA, indoor air may be ten times more toxic than outdoor air and over 10,000 people could be killed in a year by indoor air pollution. In 1979 the Surgeon General pointed out that “There is virtually no major chronic disease to which en­vironmental factors do not contribute, directly or indi­rectly.” In 1985 the Department of Housing and Urban Develop­ment required that warning labels be posted in manufac­tured houses concerning products that cause indoor air pollu­tion and health problems.

The American Medical Association reports that people living in new homes have a 45 percent higher incidence of respiratory infection than those liv­ing in older homes. The problem with the new homes started with the energy crisis in the seventies. Homes were built tighter and more energy efficient. This efficiency would not allow the house to breath and expel the bad air that accumulates. In the winter the same air would be circulated through out the house.

The main source of lead contamination continues to be lead-based paint. Children are at the greatest risk from eating paint chips or breath­ing paint dust. Adults are exposed more often in the workplace, especially in construction. Children and adults can be exposed to high amounts of lead paint during renovations when paint is sanded or burned off. The effects of lead on children is more serious than adults because of a child’s body size and metabolism. Exposure to lead can cause temporary or per­manent neurobehavioral and developmental problems. Lead accumulates in the kidneys and liver causing dysfunction and eventual failure. Lead can also lead to blood disease. The symptoms of lead poisoning includes loss of appetite, irritability, joint pains, fatigue and purple lines on the gums. Lead can be moderately removed from the blood stream with EDTA or penicillamine but if it gets into the bone, where it has a half-life of twenty years, it is difficult to ever maintain low blood levels.

Homes built before 1940 may contain concentrations of lead paint as high as 50 percent, houses built before 1978 are considered at risk. Between 40 and 50 percent of housing in the United States still have lead paint. An XRF analyzer measures the lead content of painted surfaces without removing paint and gives an immediate on-site reading. If you have lead paint the easiest and safest method is to completely cover it. Stripping lead paint is hazardous and is regulated by state and local laws.

Radon gas comes from decaying uranium. The uranium changes into radon gas which moves through the soil into the air. When it is mixed with fresh air it gets diluted to low levels that generally pose no threat to ones health. The gas can get trapped in your house and build up to dangerous and unhealthy levels. Surprisingly the gas is not the problem but the microscopic particles that it produces are. As you breath in the particles they stick to the inside of your lungs. Two of these particles, Polonium 218 and Poloium 214, can release an alpha particle that can damage the lung cells and increase the chance of developing lung cancer.

There are several radon testing devices: charcoal canisters and bags, electret-ion-chambers, continuous radon monitors, and charcoal liquid scintillation bottles. The test must be held in a closed house, and for the best results, over an extended period of time. Two days to three months is the minimum amount of time required and sometimes an entire year is needed for an accurate test. Radon levels can change from day to day and with the change of the seasons.

The best way to deal with unacceptable levels of radon is to seal your foundation and vent the gas away from the house. Some systems are as simple as installing a drain pipe in the ground then attaching a fan to suck the gas from under the house. The cost is usually between 500 and 2,000 dollars.

Asbestos has been widely used for a variety of items that require in­sulating qualities and or fire resistance. Houses built between 1930 and 1950 may have asbestos as insulation. Roofing and siding shingles were made of asbestos cement. Asbestos siding is most prevalent in the north­ern states because of its insulating qualities. It may be present in textured paint and patching compounds used on walls and ceiling joints, their use was banned in 1977. Artificial ashes and embers sold for use in gas-fired fireplaces may contain asbestos. Older products such as stove-top pads may have some asbestos compounds. Walls and floors around woodburn­ing stoves may be protected with asbestos paper, millboard, or cement sheets. Asbestos can be found in some vinyl floor tiles and the backing on vinyl sheet flooring and adhesives. Hot water and steam pipes in older houses may be coated with an asbestos material or covered with an asbes­tos blanket or tape. Oil and coal furnaces and door gaskets may have asbestos insulation.

In 1972 the EPA announced that there is no safe level of asbestos exposure. Any exposure to the fibers involves some health risk. Asbestos can cause lung cancer, mesothelioma, and asbestosis. Smokers that are exposed to asbestos are five times more at risk of developing lung cancer than a non-smoker. It can take from ten to thirty years after exposure for health problems to develop. Most people who contract lung cancer and mesothelioma die within two years and there is no known cure for asbes­tosis.

Mood Powder to Brighten Your Life

December 8th, 2011

People who live a hectic life are surely in need to get away for once in a while. Therefore, getting the best entertainment that can brighten up their life is surely a need that has to be fulfilled. To be able to enjoy night life with your friends, getting Party Enhancers can make your mood boosted and you are ready to life the night. These are mood powder that can boost your energy and mood so that you can enjoy parties all night long. It also works for those who are looking for a good recreation for a while after long hectic working hours. You can get K6 herbal incense which is 100% legal and a true mood booster that you can use regularly.

 

There are also many therapies which use mood herbals to aid the process of curing. This is because herbal incense like Spiritual Powder is deemed to contain substances that can ease depression and fatigues. This kind of mood booster is also suitable for those who are looking for natural medication to treat their anxiety. There are many products that you can get for mood booster. They are sold legally online and you can always easily find the product when you shop online. Herbal City LLC is one of the popular brands of herbal incenses that you can get easily online.

The Diet Pills That Works

December 3rd, 2011

For many most of Americans, weight problem has been the first world pain that they need to deal with everyday. With so many exposures on bad junk food, Americans are more likely to get this kind of problem and most of the people will look for diet pills that work reviews from the internet or from the magazine that they buy. The question is that, “is there any?” The answer is definitely a yes since I believe that most of the diet pills in this country are working. However, they will not be able to work at their best because of wrong diet plans that some of you might have been doing all the time even though when you are still consuming the diet pills.

 

The diet pills that work the best will be working at their best if you are able to control the food that you eat. Even though you are taking so many diet pills at once, you will not be able to control your weight if you do not control your food. And also, you might need to consider about taking some more exercise to speed up the diet pills. Do not worry; there are so many diet pills that work the best for women. What you need to do now is to make the pills work at their best by controlling the food that you are eating and also taking some more exercise.